I was a victim of the 2012 floods.The clean-up took 15 months- the guardian

".....we are no longer insured for flood damage. Although the government wants everyone in flood risk areas to be insured it is far from clear how this can work. No new company would take us on, and the one we had before increased the premium by 300% and raised the previously small excess to £100,000. They may call that insurance but I don't."


theguardian.com: